Fintech

The fintech they pose significant challenges and opportunities for the financial sector and the legal system, which must adapt to the new realities and demands of users, operators, and regulators. It requires lawyers specializing in the subject with extensive experience in the financial industry.

Since its inception, the Fintech practice has been deeply rooted in the firm. We are pioneers in offering services for this non-traditional and innovative branch of the banking and financial industry.

Alfaro, Ferrer & Ramírez provided legal assistance in the establishment of one of the first digital wallets in Panama. We have an excellent relationship with the regulatory authorities, who value our legal and strategic opinion.

Our experience in this practice area extends to companies in:

• Retail sales
• Digital wallets
• E-commerce
• Payment services companies
• Bank transfers
• Remittances
• Neobanking
• Insurtech
• Among others

One of the great challenges is the lack of regulation; it is an industry in constant development, so continuous training is vital. As part of our value proposition and extensive experience, we provide training to regulatory authorities and companies interested in fintech.

We highlight our preparation and experience in assisting clients with transactions in the Fintech and payments market.